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RRSP

Prepare for your future with confidence

A Registered Retirement Savings Plan (RRSP) will help you retire comfortably. 

Any investment growth is tax exempt, as long as it remains in the registered plan.

Your allowable RRSP contribution for the 2019 tax-year is the lower of 18% of your earned income from the previous year, or $26,500.

Good for: 

  • Socking away money for retirement 
  • Paying for a portion of your first home
  • Furthering your education
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Enjoy the benefits of an RRSP


  • Lower your tax – Regular contributions to your RRSP will reduce your taxable income – especially helpful during your higher income years.
  • Grow your money – Because your RRSP is tax-free, your earnings will be tax sheltered.
  • Contribute until you’re 71 – Make annual contributions until December 31 of the year you turn 71.
  • Use a portion of it for your first home without penalty – Speak to a member of our team to learn more.
  • Use it to fund part of your education – If you want to continue your education, borrow a portion of the funds without penalty. Speak to a member of our team to learn more.
  • Multiple investment products are available within an RRSP account – Term deposits, ETFs, mutual funds, stocks and bonds included. 

Need a hand?

Whether its retirement planning, education planning or making your first investment, our experienced investment team will provide you with the most appropriate advice and solutions tailored to your unique situation.

When should I retire?

Our Retirement Savings Calculator will help you figure out how much your retirement savings will be worth at retirement, and how much income it will provide each year.

Helpful articles and resources  

​Create a Winning Budget

Keep your spending in line with these helpful budgeting tips.

​RRSP or TFSA: What’s right for me?

With all the financial acronyms out there, we break down what savings product to use, and when.
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Retirement Checklist 



Are you ready for retirement? Use this checklist to find out.

Contact us 

Have a question? Connect with a member of our team by phone, in-person or online. The choice is yours.